Terms of Service & User Agreement

PLEASE REVIEW AND FULLY UNDERSTAND OUR TERMS OF USE AND CONDITIONS OF SALE (“TERMS” OR “AGREEMENT”) BEFORE ACCESSING, USING, PLACING AN ORDER, OR CONDUCTING ANY TRANSACTION THROUGH OUR WEBSITE. THESE TERMS INCLUDE WARRANTY DISCLAIMERS AND LIMITATIONS OF LIABILITY, WHICH ARE FUNDAMENTAL TO THIS AGREEMENT. WE RECOMMEND THAT YOU PRINT AND RETAIN A COPY OF THESE TERMS FOR YOUR RECORDS.

Your use of https://www.leganadvisors.com/, including any sub-domains, affiliated websites, and mobile applications (collectively referred to as the “Website”), is governed by the following policies, terms, and conditions. The Website is owned and operated by Legan Advisors (“Legan Advisors”, “Root Trading Group,” “we,” “our,” or “us”). Please review these terms carefully. Access to and use of the Website—including all information, tools, products, course materials, curriculums, interactive resources, and services—is conditioned upon your acceptance of all terms, conditions, policies, and notices stated herein. By accessing, using, placing an order, or conducting any transaction through the Website, you indicate your agreement to these terms. If you do not fully agree to these terms and conditions, you are not authorized to access or use the Website in any capacity.

This Agreement includes provisions for arbitration and a class action waiver, which means you waive your rights to a court hearing, a jury trial, and participation in any class action. Arbitration is required and serves as the exclusive method of resolving disputes, except as detailed in Section 17 or if you choose to opt out. Please review the dispute resolution terms set forth in Section 17 carefully, as they outline your right to opt out.

The Terms may be updated, changed, or replaced by posting updates and/or changes to the Website. Users should review this page periodically for any modifications. Continued use of or access to the Website after changes are posted indicates acceptance of those modifications.

TERMS OF USE & CONDITINONS OF SALE

1. Website Use

By using the Website and consenting to these Terms, you confirm that you have reached the age of majority in your state or province of residence. Furthermore, by utilizing the Website, you affirm that you possess the legal capacity to enter into a binding agreement with us, and that you have reviewed, comprehend, and accept the terms of this Agreement.

2. Privacy & Security Disclosure

Legan Advisors's Privacy Policy may be viewed here: . The Privacy Policy is incorporated into these Terms by reference and constitutes a part of these Terms.

3. General Conditions & Website User Conduct Restrictions

All content on this Website is subject to U.S. and international copyright, trademark, and other intellectual property laws. Downloading or using material from the Website does not confer ownership or additional rights to you.

You agree not use or attempt to use the Website or any products or services in an unlawful manner or for any unlawful purpose. Users are also prohibited from committing or attempting to commit any unlawful acts on or through the Website, including but not limited to: (1) hacking or other digital or physical attacks on the Website; (2) publishing vulgar, abusive, obscene, or defamatory materials; (3) soliciting others to engage in unlawful acts; (4) violating international, federal, provincial, state, or local laws and regulations; (5) infringing intellectual property rights; (6) engaging in harassment, abuse, insult, harm, defamation, slander, disparagement, intimidation, or discrimination based on protected characteristics; (7) submitting false or misleading information; (8) uploading or transmitting viruses or other malicious code that could affect Website functionality; (9) collecting or tracking personal information of others; (10) interfering with or bypassing Website security features; or (11) engaging in any other unlawful conduct.

Legan Advisors reserves the right to revoke your access to the Website or any associated products or services should you (1) fail to comply with these Terms; (2) submit false, misleading, or incomplete information during registration; (3) engage in behaviour detrimental to Legan Advisors’s rights or interests regarding its Website, products, services, or other assets; or (4) for any reason, or no reason at all, without prior notification. Legan Advisors also retains the authority to take any necessary actions or pursue any remedies available under applicable law.

4. Securities & Investing Disclosure; Trade Alerts Disclosure; Commodity Interest Disclosure

Securities & Investing Disclosure

This Website provides information regarding the stock market and various types of investments. All investments carry risk, including the possibility that losses may exceed the amount invested; historical performance of securities, industries, sectors, markets, or products does not guarantee future results or returns. You acknowledge that stock, futures, and options trading involves substantial risks and may result in significant financial loss. Investing in stocks or purchasing options carries the risk of losing the entire invested amount, while investing in futures could result in losses greater than the initial funds invested. Success in simulated trading or investing during one time period does not ensure actual profits in future periods. If you study the material you will greatly increase your odds of success, however results will vary and market conditions are subject to change.

This Website is for informational purposes only and does not offer investment advice or recommendations to trade any security. Investing involves risk, and you are solely responsible for your decisions; do not invest money you cannot afford to lose. The Website does not consider your personal financial situation. Consult a qualified professional before making investment choices. We make no guarantees of profit or loss, and the Website owner is not a registered investment adviser.

Trade Alerts Disclosure

Legan Advisors may provide “trade alerts” to end users via email, text message, or through our Discord group prior to the execution of a trade. Due to technological limitations, Legan Advisors cannot guarantee that end users will receive alerts before trades are executed, nor can we assure that any alerted trade will occur, as the conditions and variables underlying proposed trades may not be met. Additionally, market fluctuations mean it is not guaranteed that you will be able to execute the same trade at the alerted price or position size.

Legan Advisors strongly advises against simply replicating alerted trades within your own portfolio. Trade alerts are intended to support your understanding and ability to make independent investment and trading decisions. You acknowledge and accept full responsibility for your personal trading activities and investment choices.

Certain affiliates and employees of Legan Advisors may hold long or short positions in, buy or sell securities or derivatives thereof, related to companies mentioned in our services, and may, at times, take positions that differ from those expressed in these services. We will clarify our stance of our positions within our group.

Commodity Interest Disclosure

The potential for loss in trading commodity interests is significant. You are strongly advised to carefully evaluate whether such trading aligns with your financial circumstances. Before choosing to trade, or permitting another individual to trade on your behalf, please consider the following important points:

IF YOU PURCHASE A COMMODITY OPTION YOU MAY SUSTAIN A TOTAL LOSS OF THE PREMIUM AND OF ALL TRANSACTION COSTS.

If you purchase or sell a commodity futures contract, sell a commodity option, or engage in off-exchange foreign currency trading, there is a risk that you may lose the initial margin funds or security deposit, as well as any additional funds deposited with your broker to establish or maintain your position. Should the market move against your position, your broker may require you to deposit a significant amount of additional margin funds on short notice to maintain your position. If the requested funds are not provided within the required timeframe, your position may be liquidated at a loss, and you will remain responsible for any resulting deficit in your account.

In certain market conditions, you may not be able to exit a position, such as during a “limit move.” Contingent orders like “stop-loss” or “stop-limit” may not prevent losses if market conditions hinder execution. Spread positions can carry as much risk as simple long or short positions. High leverage in commodity trading amplifies both gains and losses.

Managed commodity accounts often involve significant management and advisory fees, requiring notable profits to maintain assets; request full fee details from your advisor. Be aware that trading foreign futures or options may offer less regulatory protection than U.S. markets. U.S. authorities might not enforce regulations in other countries, so learn the relevant rules and available redress options before trading internationally.

5. Education Disclosure

Legan Advisors is a privately-owned company that offers general trading expertise and educational resources for education & informational purposes only. This website is intended solely for general education and does not represent any affiliation with accredited institutions or educational entities. Legan Advisors does not enroll students, offer accredited courses or programs, nor grant degrees or diplomas upon completion of its content. Accordingly, the information provided by Legan Advisors is not intended to replace or serve as a substitute for instruction required by law or provided by accredited parties. Users are solely responsible for their use of any information supplied. While Legan Advisors encourages participants to complete the entire program, we cannot guarantee success in securities trading or employment opportunities following participation in our programs.

6. No Professional Financial Advice or Investment Recommendations

Legan Advisors does not provide individualized investment advice or execute trades on behalf of clients, and is not a broker-dealer or investment advisor. The Website and all Legan Advisors products and services are not intended to offer tax, legal, insurance, or investment guidance. Content available on the Website or through Legan Advisors products and services should not be interpreted as an offer to sell, a solicitation to buy, or a recommendation for any security by Legan Advisors or third parties. Individuals are responsible for determining whether any investment, security, strategy, product, or service is appropriate based on their objectives and financial circumstances. It is advisable to consult with a registered investment advisor, attorney, or tax professional concerning personal financial, investment, legal, or tax matters.

Any content on the Website that may be considered investment advice or recommendations regarding a particular security is presented in a general manner and is not tailored to the specific investment requirements of individual users. Information about securities published on the Website does not include detailed descriptions of all relevant risk factors, and investments in securities entail various risks.

Please note that performance data is obtained from sources deemed reliable, and calculations presented on our Website are based on this information. However, neither these sources, the information providers, nor any other party guarantees the accuracy or completeness of such calculations.

Occasionally, our Website may refer to previously published articles and opinions. These references may be selective, may cover only specific parts of prior content, and may not reflect current information. Because markets change over time, earlier publications and data could be outdated and should not be solely relied upon.

All content provided on the Website is accurate as of the original publication or stated date and may become outdated due to subsequent market developments or other factors. Users are responsible for adjusting browser cache settings to ensure access to the most up-to-date information.

7. Account Registration

To access certain products or services on the Website, users must create an account. Creating an account indicates agreement to the following terms:

When creating your account, you are required to provide accurate and complete information, including a valid email address necessary for the delivery of any products or services purchased through our Website. You are also fully responsible for updating your email address should it change in the future;

Individuals may only maintain a single account;

Individuals may never share their account user name or password or knowingly provide or authorize access to their account;

Individuals may never use another user's account without permission;

Account holders are responsible for all activities on their accounts and are required to keep their passwords secure.

Please notify us as soon as possible if there is a security breach or unauthorized use of your account.

You are responsible for any activities conducted with your account or password, as well as any resulting losses to Legan Advisors or others from unauthorized use. Legan Advisors is not responsible for any losses you may incur due to unauthorized use of your account.

Legan Advisors reserves the right, at its sole discretion, to terminate your account or suspend your access to the Website.

8. Modifications to Prices and the Website

We retain the right to alter or terminate access to the Website, including any portion or content, at our discretion and without prior notice. We are not responsible for any consequences incurred by you or third parties as a result of any changes, suspensions, or terminations regarding access to the Website. Certain products or services may be offered exclusively online via the Website.

Product descriptions and pricing information may be updated at any time without prior notice, at our sole discretion. Any product or service offered on this website is not valid where prohibited.

9. Purchase of Goods or Services & Acceptance; Subscription Billing Disclosure

Receipt of an electronic or other form of order confirmation does not constitute acceptance of your order. We reserve the right to accept or decline any order at our discretion. Should we be unable to fulfill your order, a refund will be issued to your original method of payment. Please note that we are not liable for any loss or damages arising from our decision not to provide a product or service. Additionally, we may request further information before proceeding with the processing of any order.

Many of Legan Advisor’s products and services are available by subscription. If you purchase a subscription, charges are automatically applied to the payment method provided at each stated interval (such as monthly or annually) until the subscription is cancelled. Account updater services may be used to update your payment information if it changes; renewals will then be billed to the updated account. To avoid charges for the next renewal period, subscriptions must be cancelled before the next billing date. Subscriptions can be cancelled through your account here. They may also be cancelled by contacting Customer Support at support@leganadvisors.com. For more contact options, please see the Contact Us Page.

10. User Communications

By accessing or utilizing any Legan Advisors services, you hereby provide your explicit consent to receive all communications, agreements, documents, notices, and disclosures (“Notices”) electronically. These Notices may include, but are not limited to, electronic mail, in-app messages, and communications on our website. Additionally, we may send you electronic mail containing promotional, marketing, or advertising material and recommendations that we consider relevant to your interests. Should you prefer not to receive such promotional communications, you may opt out at any time by following the unsubscribed instructions provided in these emails. Legan Advisors will process, and honor all unsubscribe requests within 30 days.

11. Payment

All charges are in U.S. Dollars. By submitting payment information to us, you represent and agree that: (i) you are fully authorized to use that card or account; (ii) all payment information provided is complete and accurate; (iv) you will be responsible for any payment card fees; and (v) that sufficient funds exist to pay us the amount(s) due.

We are not liable for fees charged by your bank or card issuer. If a payment is reversed, we may bill you directly and request alternative payment, such as via mailed statement.

12. Refund Policy

Subscription payments are not refundable, and sales are considered final unless otherwise specified. If you cancel your subscription, you will retain access to the product or service until the end of the current subscription period.

No refunds will be provided if we suspend, limit, or terminate your access to our Website or services. Legan Advisors is not responsible for any trading losses you incur and does not know your investment amount or risk tolerance. All financial decisions are made at your own discretion, and you are solely responsible for understanding the risks before using our services.

13. Digital Millennium Copyright Notice (DMCA)

a. DMCA Notice

This Website maintains a contact information email address for notifications of claimed infringement regarding materials posted to this Website. All notices should be addressed to the following contact:

Email: support@leganadvisors.com

To report allegedly infringing material, contact our email as listed above. We will review complaints and, if we believe any content violates applicable law, remove or block access to it and notify the poster.

For copyright complaints under the Digital Millennium Copyright Act, please provide: (i) a description of the copyrighted work; (ii) details about the infringing material and its location; (iii) your contact information; (iv) a statement of good faith regarding unauthorized use; (v) a signed statement under penalty of perjury that you are authorized to enforce the claimed copyrights; and (vi) your physical or electronic signature. Incomplete submissions may delay processing.

b. Intellectual Property Rights, License

The audio, video and educational materials, opinions, images, articles, photographs, and other graphics, texts, illustrations, logos, depictions, layouts, designs, compilations, digital downloads, interfaces, software, data compilations and other content associated with the Website (the “Content”) are owned or licensed by and to Legan Advisors or other authorized third parties and are protected by intellectual property, copyright, trademark, and other laws in the U.S. and in other countries. You must comply with all such laws and applicable copyright, trademark or other legal notices or restrictions. You shall not remove or alter any copyright, trademark, or other legal notices marked on the Content. As between you and Legan Advisors, we will retain all right, title, and interest in and to the Website and the Content. No transfer of ownership to any portion of the Content shall be made as a result of any access you are granted. Except as expressly set forth in these Terms or expressly granted to you in writing by Legan Advisors, no rights are granted to you. You agree to abide by any and all additional copyright notices, information or restrictions contained in any part of the Website. The compilation of the Content on the Website is the exclusive property of Legan Advisors.

Access to and use of the Content is strictly limited to personal, educational, and non-commercial purposes in accordance with these Terms. Utilizing the Content for any business or enterprise, whether profitable or not, is expressly prohibited. Unless otherwise provided within these Terms or explicitly authorized in writing by us, you may not, directly or indirectly, download, stream-capture, store, archive, or copy any part of the Website or its Content using any device, software, online service, or other methods. Furthermore, you are not permitted to upload, sell, rent, lease, lend, broadcast, distribute, display, perform, license, or sublicense any aspect of the Website or Content, nor may you exploit it in any manner.

c. Copyright

The copyright for all materials provided on the Website belongs to Legan Advisors or its affiliates. Unless otherwise specified, materials on the Website may not be copied, reproduced, distributed, republished, downloaded, displayed, posted, or transmitted by any means, including electronic, mechanical, photocopying, recording, or other methods, without written permission from Legan Advisors. Viewing, copying, printing, and downloading of materials from the Website is permitted for personal, noncommercial use, as long as these materials are used only for informational purposes and include this copyright notice on all copies or portions thereof. Legan Advisors has the authority to revoke these permissions at any time. Materials from the Website may not be “mirrored” on any other server without prior written consent from Legan Advisors. If any rights granted hereunder are terminated, all downloaded and printed materials must be destroyed immediately. Unauthorized use of materials from the Website may result in violations of copyright, trademark, privacy, publicity, and communication laws and regulations.

d. Trademarks

The trademarks, service marks, and logos (“Trademarks”) featured on this Website are the registered or unregistered property of Legan Advisors. The content of this Website should not be interpreted as granting, through implication, estoppel, or otherwise, any license or right to use any Trademark displayed herein without the express prior written consent of the respective Trademark owner. The name "Legan Advisors" or any Trademark may not be used in any manner, including in advertising or publicity related to the distribution of materials on this Website, without the prior written permission of Legan Advisors. Additionally, the use of any Legan Advisors logo or Trademark as a “hot” link to any website is strictly prohibited unless such a link is expressly authorized in advance and in writing by Legan Advisors.

14. Social Media

This section is applicable to all individuals who engage with our social media platforms, including but not limited to comment sections, feeds, and any other components of our Social Media Presence on platforms such as Instagram, Facebook, YouTube, X (formerly known as Twitter), Google+, LinkedIn, or any other third-party sites we may utilize (“Social Media Presence”).

Please note that these sites and platforms are operated by external parties and are governed by their respective privacy policies and terms of use. The views and opinions shared by users on these platforms are solely those of the individuals posting them and do not represent the views of Legan Advisors. We are not responsible for monitoring or removing user comments. If you encounter content that is offensive or inappropriate on our Social Media Presence, we recommend reporting it directly to the relevant site or platform using their designated procedures.

15. LIMITATIONS OF LIABILITIES

EXCEPT WHERE PROHIBITED BY LAW, IN NO EVENT SHALL LEGAN ADVISORS OR ANY OF ITS OFFICERS, DIRECTORS, SHAREHOLDERS, EMPLOYEES, INDEPENDENT CONTRACTORS, AND/OR AGENTS BE LIABLE FOR ANY INDIRECT, SPECIAL, INCIDENTAL, EXEMPLARY, CONSEQUENTIAL, PUNITIVE, OR ANY OTHER DAMAGES, FEES, COSTS OR CLAIMS ARISING FROM OR RELATED TO THIS AGREEMENT, THE PRIVACY POLICY, THE PRODUCTS AND SERVICES, OR YOUR OR A THIRD-PARTY’S USE OR ATTEMPTED USE OF THE WEBSITE OR ANY PRODUCT OR SERVICE, REGARDLESS OF WHETHER LEGAN ADVISORS HAS HAD NOTICE OF THE POSSIBILITY OF SUCH DAMAGES, FEES, COSTS, OR CLAIMS. THIS INCLUDES, WITHOUT LIMITATION, ANY LOSS OF USE, LOSS OF PROFITS, LOSS OF DATA, LOSS OF GOODWILL, COST OF PROCUREMENT OF SUBSTITUTE SERVICES OR PRODUCTS, OR ANY OTHER INDIRECT, SPECIAL, INCIDENTAL, PUNITIVE, CONSEQUENTIAL, OR OTHER DAMAGES. THIS APPLIES REGARDLESS OF THE MANNER IN WHICH DAMAGES ARE ALLEGEDLY CAUSED, AND ON ANY THEORY OF LIABILITY, WHETHER FOR BREACH OF CONTRACT, TORT (INCLUDING NEGLIGENCE AND STRICT LIABILITY), WARRANTY, OR OTHERWISE. IF, NOTWITHSTANDING THE LIMITATIONS OF LIABILITY SET FORTH ABOVE, LEGAN ADVISORS IS FOUND LIABLE UNDER ANY THEORY, LEGAN ADVISORS’S LIABILITY AND YOUR EXCLUSIVE REMEDY WILL BE LIMITED TO USD $500.00. THIS LIMITATION OF LIABILITY SHALL APPLY FOR ALL CLAIMS, REGARDLESS OF WHETHER LEGAN ADVISORS WAS AWARE OF OR ADVISED IN ADVANCE OF THE POSSIBILITY OF DAMAGES OR SUCH CLAIMS. SOME STATES DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES, SO SOME OF THE ABOVE EXCLUSIONS MAY NOT APPLY TO YOU AND YOU MAY HAVE ADDITIONAL RIGHTS.

16. DISCLAIMER OF WARRANTIES

EXCEPT WHERE PROHIBITED BY LAW, THIS WEBSITE AND ALL PRODUCTS AND SERVICES PROVIDED ARE PROVIDED ON AN “AS AVAILABLE”, “AS IS” BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF TITLE OR IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. WE MAKE NO, AND EXPRESSLY DISCLAIM ANY AND ALL, REPRESENTATIONS AND WARRANTIES AS TO THE RELIABILITY, TIMELINESS, QUALITY, SUITABILITY, AVAILABILITY, ACCURACY AND/OR COMPLETENESS OF ANY INFORMATION ON THIS WEBSITE. WE DO NOT REPRESENT OR WARRANT, AND EXPRESSLY DISCLAIM THAT: (A) OUR PRODUCTS, SERVICES, INFORMATION, OR OTHER MATERIAL PURCHASED OR OBTAINED THROUGH THE WEBSITE WILL MEET YOUR REQUIREMENTS OR EXPECTATIONS, OR (B) THE WEBSITE OR THE SERVER(S) THAT MAKE THE WEBSITE AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. ALL CONDITIONS, REPRESENTATIONS AND WARRANTIES, WHETHER EXPRESS, IMPLIED, STATUTORY OR OTHERWISE, INCLUDING, WITHOUT LIMITATION, ANY IMPLIED WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NONINFRINGEMENT OF THIRD-PARTY RIGHTS, ARE HEREBY DISCLAIMED TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW.

17. DISPUTE RESOLUTION BY CLASS ACTION WAIVER AND MANDATORY BINDING ARBITRATION

PLEASE READ THIS PROVISION CAREFULLY; IT REQUIRES YOU TO ARBITRATE ANY DISPUTE OR CLAIM BETWEEN YOU AND LEGAN ADVISORS ON AN INDIVIDUAL BASIS.

YOU AGREE THAT ANY DISPUTE OR CLAIM ARISING FROM OR RELATING TO THIS ARBITRATION PROVISION, LEGAN ADVISORS’S PRIVACY POLICY OR TERMS, LEGAN ADVISORS’S ADVERTISING OR MARKETING PRACTICES, OR LEGAN ADVISORS’S PRODUCTS OR SERVICES SHALL BE SUBMITTED TO BINDING, FINAL, AND CONFIDENTIAL ARBITRATION BEFORE A SINGLE ARBITRATOR ADMINISTERED BY THE AMERICAN ARBITRATION ASSOCIATION (“AAA”) UNDER ITS CONSUMER ARBITRATION RULES. THIS ARBITRATION PROVISION SHALL BE GOVERNED BY THE FEDERAL ARBITRATION ACT (“FAA”), 9 U.S.C. §§ 1-16, AND THE ARBITRATOR SHALL BE BOUND BY THE TERMS OF THIS ARBITRATION PROVISION. THE ARBITRATOR SHALL HAVE THE EXCLUSIVE AND SOLE AUTHORITY FOR DETERMINING WHETHER A DISPUTE OR CLAIM IS ARBITRABLE. THE ARBITRATOR SHALL FOLLOW APPLICABLE SUBSTANTIVE LAW OF THE STATE OF FLORIDA TO THE EXTENT CONSISTENT WITH THE FAA, AND SHALL BE AUTHORIZED TO AWARD ALL REMEDIES AVAILABLE IN AN INDIVIDUAL LAWSUIT UNDER SUBSTANTIVE LAW, INCLUDING, WITHOUT LIMITATION, COMPENSATORY, STATUTORY AND PUNITIVE DAMAGES, DECLARATIVE, INJUNCTIVE AND OTHER EQUITABLE RELIEF, INCLUDING PUBLIC INJUNCTIVE RELIEF, AND ATTORNEYS’ FEES AND COSTS WHERE AVAILABLE UNDER APPLICABLE SUBSTANTIVE LAW. THE ARBITRATOR MAY ONLY RESOLVE DISPUTES OR CLAIMS BETWEEN YOU AND LEGAN ADVISORS AND MAY NOT CONSOLIDATE CLAIMS OR PROCEEDINGS WITHOUT LEGAN ADVISORS’S CONSENT. THE ARBITRATOR MAY NOT HEAR CLASS OR REPRESENTATIVE CLAIMS OR REQUESTS FOR RELIEF ON BEHALF OF OTHER INDIVIDUALS. IF A COURT OR ARBITRATOR DECIDES THAT ANY PART OF THIS AGREEMENT TO ARBITRATE CANNOT BE ENFORCED AS TO A PARTICULAR CLAIM FOR RELIEF OR REMEDY, THEN THAT CLAIM OR REMEDY (AND ONLY THAT CLAIM OR REMEDY) MUST BE BROUGHT IN COURT AND ANY OTHER CLAIMS MUST BE ARBITRATED.

NOTWITHSTANDING ANYTHING TO THE CONTRARY HEREIN, YOU AGREE THAT LEGAN ADVISORS HAS THE RIGHT TO BRING A CLAIM AGAINST YOU IN THE STATE OR FEDERAL COURTS OF CALIFORNIA FOR INJUNCTIVE RELIEF, EQUITABLE RELIEF, OR OTHERWISE ARISING FROM ANY POTENTIAL OR ACTUAL MISAPPROPRIATION OR INFRINGEMENT OF LEGAN ADVISORS’S INTELLECTUAL PROPERTY RIGHTS AND YOU AGREE THAT VENUE IS PROPER AND THAT YOU ARE SUBJECT TO PERSONAL JURISDICTION IN SUCH FORUM.

UNLESS YOU TIMELY OPT-OUT, YOU WILL NOT HAVE THE RIGHT TO: (A) HAVE A COURT OR JURY DECIDE YOUR DISPUTE OR CLAIM; (B) OBTAIN INFORMATION PRIOR TO THE HEARING TO THE SAME EXTENT THAT YOU WOULD HAVE IN COURT; (C) PARTICIPATE IN A CLASS ACTION IN COURT OR IN ARBITRATION, EITHER AS A CLASS REPRESENTATIVE, CLASS MEMBER, OR CLASS OPPONENT; (D) ACT AS A PRIVATE ATTORNEY GENERAL IN COURT OR IN ARBITRATION; OR (E) JOIN OR CONSOLIDATE YOUR DISPUTE OR CLAIM WITH THE DISPUTE OR CLAIM OF ANY OTHER PERSON. OTHER RIGHTS THAT YOU WOULD HAVE HAD IF YOU WENT TO COURT MAY ALSO NOT BE AVAILABLE IN ARBITRATION.

YOU MAY OPT OUT OF ARBITRATION WITHIN 30 DAYS OF THE DATE THAT YOU PURCHASED A PRODUCT OR SERVICE THROUGH LEGAN ADVISORS’S WEBSITE BY SENDING A LETTER TO: LEGAN ADVISORS LLC ATTN. LEGAL DEPARTMENT, 24809 BAYPOINT AVE. WILMINGTON, CA STATING YOUR NAME, THE PRODUCT YOU PURCHASED, AND YOUR INTENT TO OPT OUT OF ARBITRATION.

18. Third-Party Websites and Links

Our Website may include materials from third-parties or links to third-party websites. We are not liable for any third-party materials or websites. Please review the third-party’s policies and practices carefully and make sure you understand them before you engage in any transaction(s). Complaints, concerns, claims, or questions regarding third-party products or services should be directed to the applicable third party.

19. Indemnification

To the fullest extent permitted by law, you agree to indemnify, defend, and hold harmless Legan Advisors, its subsidiaries, parent, predecessors, successors and affiliates, and their respective partners, officers, directors, agents, representatives, licensors, contractors, service providers, suppliers, subcontractors, interns, and employees, from and against any and all claims, actions, losses, liabilities, damages, expenses, demands and costs of any kind, including, but not limited to, reasonable attorneys’ fees, arising out of, resulting from, or in any way connected with or related to (1) your breach of these Terms, the documents they incorporate by reference, or the Agreement; (2) your breach of any representations or warranties in this Agreement; or (3) your violation of any law or the rights of a third-party.

20. Severability

If any provision of these Terms is found to be unlawful, void, or unenforceable, that provision shall remain enforceable to the maximum extent allowed by applicable law, and the unenforceable portion will be considered severed from these Terms. This determination shall not impact the validity or enforceability of the remaining provisions.

21. Electronic Communications

You acknowledge and consent to electronic communications from us. Such electronic communications—including notices, disclosures, agreements, and other information—will be considered equivalent to written documents and will carry the same legal force and effect as if physically signed by the party transmitting the communication.

22. Reviews, Testimonials, & Other Submissions

Any material you submit or post to the Website, including but not limited to photographs, testimonials, ideas, know-how, techniques, questions, reviews, comments, and suggestions (“Submissions”), will be regarded as non-confidential and nonproprietary. Legan Advisors may use, copy, distribute, display, publish, perform, sell, lease, transmit, adapt, and create derivative works from such Submissions in any format and by any means, as well as translate, modify, reverse-engineer, disassemble, or decompile them. You confirm that you own or have sufficient rights to provide these Submissions.

Legan Advisors does not guarantee success or specific results for users, and the outcomes portrayed on the Website reflect the experiences of certain individuals and may not represent typical results or serve as an assurance of future results.

When using communication tools provided as part of our services, you acknowledge that (a) these tools are public means of communication, not private, (b) messages exchanged with third parties are not endorsed, sponsored, or approved by Legan Advisors unless explicitly stated, and (c) communications are not routinely monitored, but may be at Legan Advisors’ discretion following the Terms. Certain services, such as chat rooms, may be monitored or recorded for quality control, and materials provided are intended for educational purposes.

Legan Advisors retains the right to correct errors, shorten testimonials before publication, review all submissions prior to use, and is under no obligation to use any testimonial or review submitted.

23. No Waiver

No waiver of any term or condition contained in these Terms by Legan Advisors shall be considered a further or ongoing waiver of that term or condition, nor shall it be interpreted as a waiver of any other provision. Additionally, any failure by Legan Advisors to enforce any right or provision under these Terms does not constitute a waiver of such right or provision.

24. Entire Agreement

These Terms, together with the Agreement and any policies or operating rules posted by Legan Advisors on the Website or pertaining to its use, represent the complete agreement and understanding between you and Legan Advisors, superseding all prior or contemporaneous agreements. Any ambiguities in interpreting these Terms or the Agreement shall not be interpreted against the party responsible for drafting them.

25. Questions & Additional Information

For questions about your account, products, services, or these Terms, contact our customer support by email at:

support@leganadvisors.com